Unlock Payment Commercial Leverage with AI
Purpose-built AI that helps Finance and Payments leaders turn their payments stack into a strategic advantage — without exposing proprietary logic or underlying models.
See what matters. Act with confidence. Deliver measurable value.
Why MercardoAI?
Traditional payment tools give you numbers. MercardoAI gives you answers.
Most teams struggle with
Fractured PSP Reporting
Confusing Fee Structure
Reactive Negotiations
No Standarised Comparison
Limited Cross-Team Alignment
With MercardoAI you see
Approval rates
See where to act for maximum uplift
Fees & markups
Know the expected financial impact
Gateway performance
Identify highest-value levers
→ Clarity, not complexity
Built for Finance & Payments Leaders
One independent, decision-ready source of truth.
No programming. No manual data wrangling. No guesswork.
CFO
Accountable For Margin and Risk
Treasurer
Forecasting Liquidity Impacts
Head of Payments
Optimizing Approval and Cost
Procurement Lead
Preparing Commercial Renewals
How It Helps Your Organisation
Strategic Insight
Without the Noise
Performance trends tied to commercial impact
High-value opportunities for revenue and cost improvement
Where operational effort yields real results
Commercial Clarity
Independent & Normalised
Normalised views of fees and cost components
Independent comparisons across providers
Head-to-head benchmarking (optional)
Better Governance
Better Decisions
Insights that finance trusts
Evidence for executive and board conversations
Commercial negotiation readiness
Outcomes CFOs Care About
MercardoAI is not about more dashboards.
It's about measurable business impact.
Higher approval rates with lower operational effort
Reduced total payment cost
More predictable forecasting
Commercial leverage at renewal
Fewer surprises from providers
How It Works
We provide value-driven outcomes — not raw models or proprietary AI mechanics.
Step 1 - Ingest
Connect your existing payments data sources
Step 2 - Analyse
Native AI produces intelligence outputs
Step 3 - Insight
Actionable, evidence-based recommendations
Step 4 - Align
Role-tailored views for Finance, Payments & Procurement
Who It’s For
MercardoAI is designed for organisations that:
Operate at scale with multiple PSPs/acquirers
Need clarity across data sources
Want to align Finance and Payments
Want a strategic advantage at renewal time
Are accountable for margin and operating efficiency
Move from reactive reporting to proactive insight. Find real commercial opportunities in your existing payments data. Align teams around decisions, not debates.
See MercardoAI in Action
Frequently Asked Questions
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We don't just visualise data — we generate strategic insight that finance and payments teams can act on confidently.
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MercardoNativeAI integrates with your existing systems with minimal lift — you stay in control.
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Most organisations see actionable insights within the first reporting cycle.
Stop Overpaying
Start Understanding
If your payments data is telling you what happened — but not what to do next — then you’re leaving value on the table.
MercardoNativeAI turns data into decisions — and decisions into measurable financial outcomes.
Let’s unlock the strategic value of your payments stack — together