Insurers count on Bankhawk to optimize banking and payments
Whether you are an underwriter, broker, managing agent, mutual, or reinsurer, your financial flows are complex — and often opaque. From claims to collections, float management to FX, small inefficiencies can have a major impact on profitability.
Bankhawk helps insurance companies uncover and recover hidden value across their banking and payments ecosystem. Our AI-powered analytics and deep sector knowledge provide fast, actionable insights — tailored to the specific dynamics of your business model.
We analyze your full banking and payments environment — including interest margins, fees, FX spreads, premium collection flows, and claims disbursement — identifying inefficiencies and exposure.
We benchmark your costs, terms, and partner performance across your segment and region — providing the data you need to renegotiate or restructure with confidence.
We deliver precise, value-driven recommendations — helping you reduce costs, improve treasury performance, and strengthen control, without disrupting your existing infrastructure
Who We Work With
Bankhawk supports a broad range of insurance entities, including:
Underwriters – Optimizing float returns, claims payouts, and FX exposure
Brokers – Reducing third-party banking costs and payment friction
Managing Agents – Gaining visibility and control across delegated operations
Captive Insurers & Mutuals – Enhancing capital efficiency and cost transparency
Reinsurers – Streamlining high-value global flows with optimized structures
Life & Health Carriers – Improving premium collection and digital payment UX
Commercial & Specialty Lines Providers – Controlling costs across complex portfolios
What we provide for you.
BANKING OPTIMIZATION
Interest margin improvement
Bank fee and charge analysis
FX margin benchmarking
Working capital and float efficiency
Cash and liquidity structure review
Contract and pricing renegotiation
Treasury system and policy assessment
Claims payment process optimization
Premium collection cost reduction
Fintech and treasury technology evaluation
CARD PAYMENT OPTIMIZATION
Card scheme and acquirer fee reduction
Gateway and orchestration cost review
Fraud prevention and 3DS tuning
Recurring payment optimization
Policyholder payment UX improvement
APM strategy and localization
Tokenization and security framework
Chargeback and refund process review
ENTERPRISE SERVICES
Cost of collections assessment
Vendor RFP and negotiation support
Bespoke treasury and finance projects